Free Homebuyer Guide

Get a 5% grant & solar panels for your new home

The plain-English guide to the ROC Energy Smart Mortgage — up to a 5% forgivable grant toward your down payment and closing, plus an owned solar system financed into one loan.

How the up-to-5% forgivable grant covers your down payment AND closing costs

Owned solar financed into one mortgage — no lease, no second bill, no second lien

The FHA program that qualifies more buyers: 580 credit, no income limit

A side-by-side vs. a big-bank program, plus the questions to ask before you sign

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The ROC Group at CrossCountry Mortgage, LLC (NMLS #3029). Equal Housing Opportunity. This guide is for educational purposes and is not a commitment to lend, financial, or tax advice. Energy Smart is an FHA-based program; availability, assistance amounts, rates and terms are subject to change and to borrower and property eligibility and underwriting. FHA loan limits apply. Solar design, installation, and warranties are provided by a third-party solar partner. Consult a tax professional regarding any potential benefits.