Lower Fees. Better Tech.
We've replaced the expensive middleman with intelligent software. The result? A faster closing and more money in your pocket.
Instant Pre-Approval
Skip the phone tag. Link your bank account and get a verified pre-approval letter in minutes, 24/7.
Wholesale Savings
We operate with minimal overhead and use AI to cut costs, passing those savings directly to you in the form of lower rates.
Digital Dashboard
Track your loan progress, upload documents, and sign disclosures from your phone. No fax machines, no paper.
Expert Support
Self-service doesn't mean you're alone. Our expert loan officers are just one click or call away when you need strategic advice.
Market-Beating Rates.
Zero Hidden Fees.
We believe in radical transparency. Our AI monitors the market 24/7 to lock in the lowest possible wholesale rates for you. Compare us to the big banks and see the difference a low-overhead lender makes.
- Real-time wholesale pricing
- No lender fees on select loan programs
- Lock your rate instantly online
Ivan Duarte
"Technology should simplify the process, not replace the relationship. My goal is to give you the speed of a fintech with the heart of a local lender. We built this platform to save you time and money, without cutting corners."
Ready to get started?
Join the hundreds of smart borrowers saving thousands with The ROC Group.
Get Instant Pre-Approval